User Agreement

APPLICABILITY

  1. This User Agreement along with Terms of Service (collectively, the “User Agreement”) forms the terms and conditions for the use of services and products of Transportsweb.com
  2. Any person (“User”) who inquiries about or purchases any products or services of Transportsweb.com through its websites, mobile applications etc. (all the aforesaid platforms collectively referred to as “booking Tabs”) agree to be governed by this User Agreement. The websites and the mobile applications of Transportsweb.com are collectively referred to as ‘Website’.
  3. Both User and Transportsweb.com are individually referred to as ‘Party’ and collectively referred to as ‘Parties’ to the User Agreement.
  4. “Terms of Service” available on Transportsweb.com’s website details out terms & conditions applicable on various services or products facilitated by Transportsweb.com. The User should refer to the relevant Terms of Service applicable for the given product or service as booked by the User. Such Terms of Service are binding on the User.

ELIGIBILITY TO USE

  1. The User must be atleast 18 years of age and must possess the legal authority to enter into an agreement so as become a User and use the services of Transportsweb.com. If you are a minor or are below the age of 18 years, you shall not register as a User of the Website and shall not transact on or use the Website.
  2. As a minor if you wish to use or transact on the Website, such use or transaction shall only be made by a person of legal contracting age (legal guardian or parents). We reserve the right to terminate your membership and/or block access to the Website if it is discovered that you are a minor or incompetent to contract according to the law or any information pertaining to your age entered at the time of creation of account is false.
  3. Before using the Website, approaching any procuring the services of Transportsweb.com, the Users shall compulsorily read and understand this User Agreement, and shall be deemed to have accepted this User Agreement as a binding document that governs User’s dealings and transactions with Transportsweb.com. If the User does not agree with any part of this Agreement, then the User must not avail Transportsweb.com’s services and must not access or approach the services of Transportsweb.com.
  4. All rights and liabilities of the User and Transportsweb.com with respect to any services or product facilitated by Transportsweb.com shall be restricted to the scope of this User Agreement.

CONTENT

  1. All content provided through various services, including but not limited to audio, images, software, text, icons and such similar content (“Content”), are registered by Transportsweb.com and protected under applicable intellectual property laws. User cannot use this Content for any other purpose, except as specified herein.
  2. User agrees to follow all instructions provided by Transportsweb.com which will prescribe the way such User may use the Content.
  3. There are a number of proprietary logos, service marks and trademarks displayed on the Website and through other Sales Channels of Transportsweb.com, as may be applicable. Transportsweb.com does not grant the User a license, right or authority to utilize such proprietary logos, service marks, or trademarks in any manner. Any unauthorized use of the Content, will be in violation of the applicable law.
  4. Transportsweb.com respects the intellectual property rights of others. If you notice any act of infringement on the Website, you are requested to send us a written notice/ intimation which must include the following information;
  • clear identification of such copyrighted work that you claim has been infringed;
  • location of the material on the Website, including but not limited to the link of the infringing material
  • The proof that the alleged copyrighted work is owned by you;
  • Contact information;
  • The aforesaid notices can be sent to Transportsweb.com by email at help@transportsweb.com

WEBSITE

  1. The Website is meant to be used by any User(s) for a transportation use.
  2. User shall not distribute exchange, modify, transmit anything from the Website, including but not limited to any text, images, audio and video for public purpose.
  3. The User Agreement grants a limited, non-exclusive, non-transferable right to use this Website as expressly permitted in this User Agreement. The User agrees not to interrupt or attempt to interrupt the operation of the Website in any manner whatsoever.
  4. Access to certain features of the Website may only be available to registered User(s). The process of registration, may require the User to answer certain questions or provide certain information that may or may not be personal in nature. Some such fields may be mandatory or optional. User represents and warrants that all information supplied to Transportsweb.com is true and accurate.
  5. Transportsweb.com reserves the right, in its sole discretion, to terminate the access to the Website and the services offered on the same or any portion thereof at any time, without notice, for general maintenance or any other reason whatsoever.
  6. Transportsweb.com will always make its best endeavors to ensure that the content on its websites or other sales channels are free of any virus or such other malwares. However, any data or information downloaded or otherwise obtained through the use of the Website or any other Sales Channel is done entirely at the User’s own discretion and risk and they will be solely responsible for any damage to their computer systems or loss of data that may result from the download of such data or information.
  7. Transportsweb.com reserves the right to periodically make improvements or changes in its Website at any time without any prior notice to the User. User(s) are requested to report any content on the Website which is deemed to be unlawful, objectionable, libelous, defamatory, obscene, harassing, invasive to privacy, abusive, fraudulent, against any religious beliefs, spam, or is violative of any applicable law to  Help@transportsweb.com. On receiving such report, Transportsweb.com reserves the right to investigate and/or take such action as the Company may deem appropriate.

BOOKINGS BY customer, Traveler & Transporter

  1. Except with the prior registration with Transportsweb.com as customer, priority partner and explicit permission of Transportsweb.com to use the Website, all travel agents, tour operators, consolidators or aggregators (“Travel Agents”) are barred from using this Website for any commercial or resale purpose. If any such bookings are detected, Transportsweb.com reserves the right, including without limitation, to cancel all such bookings immediately without any notice to such travel agents and also to withhold payments or any refunds thereto. Transportsweb.com shall not be held liable for any incidental loss or damage that may arise from the bookings made by any person through such customer, traveler & transporter. The liability in case of such cancellations shall be solely borne by such customer, traveler & transporter.
  2. All discounts and offers mentioned on the Website are applicable only to the User(s) of Transportsweb.com for legitimate bookings.

LIMITED LIABILITY OF Transportsweb.com

  1. Unless Transportsweb.com explicitly acts as a reseller in certain scenarios, Transportsweb.com always acts as a facilitator by connecting the User with the respective service providers bike, taxi, buses, trucks, trala, traveler & commercial vehicle (collectively referred to as “Service Providers”). Transportsweb.com’s liability is limited to providing the User with a confirmed booking as selected by the User.
  2. Any issues or concerns faced by the User at the time of availing any such services shall be the sole responsibility of the Service Provider. Transportsweb.com will have no liability with respect to the acts, omissions, errors, representations, warranties, breaches or negligence on part of any Service Provider
  3. Unless explicitly committed by Transportsweb.com as a part of any product or service:

    1 . Transportsweb.com assumes no liability for the standard of services as provided by the respective Service Providers.

    2. Transportsweb.com provides no guarantee with regard to their quality or fitness as represented.

    3. Transportsweb.com doesn’t guarantee the availability of any services as listed by a Service Provider
  4. By making a booking, User understands Transportsweb.com merely provides a technology platform for booking of services and products and the ultimate liability rests on the respective Service Provider and not Transportsweb.com. Thus the ultimate contract of service is between User and Service Provider.
  5. User further understands that the information displayed on the Website with respect to any service is displayed as furnished by the Service Provider. Transportsweb.com, therefore cannot be held liable in case if the information provided by the Service Provider is found to be inaccurate, inadequate or obsolete or in contravention of any laws, rules, regulations or directions in force.

USER’S RESPONSIBILITY

  1. Users are advised to check the description of the services and products carefully before making a booking. User(s) agree to be bound by all the conditions as contained in booking confirmation or as laid out in the confirmed booking. These conditions are also to be read in consonance with the User Agreement.
  2. If a User intends to make a booking on behalf of another person, it shall be the responsibility of the User to inform such person about the terms of this Agreement, including all rules and restrictions applicable thereto.
  3. The User undertakes to abide by all procedures and guidelines, as modified from time to time, in connection with the use of the services available through Transportsweb.com. The User further undertakes to comply with all applicable laws, regulations, orders, directions etc. issued by either the Central Government, State Government, District Authorities or any other statutory body empowered to do so w.r.t use of services or for each transaction.
  4. The services are provided on an “as is” and “as available” basis. Transportsweb.com may change the features or functionality of the services being provided at any time, in its sole discretion, without any prior notice. Transportsweb.com expressly disclaims all warranties of any kind, whether express or implied, including, but not limited to the implied warranties of merchantability, reasonably fit for all purposes. No advice or information, whether oral or written, which the User obtains from Transportsweb.com or through the services opted shall create any warranty not expressly made herein or in the terms and conditions of the services.
  5. User also authorizes Transportsweb.com’s representative to contact such user over phone, message and email. This consent shall supersede any preferences set by such User through national customer preference register (NCPR) or any other similar preferences.

USER ELIGIBILITY

By user, Transportsweb.com implies any individual or business entity/organization that legally operates in India or in the other countries. Our services are available only to those individuals or companies who can form legally binding contracts under the applicable law. Therefore, all users of Transportsweb.com com must not be a minor as per Indian Law .i.e. user(s) must be at least 18 years of age to be eligible to use our services.

REGISTERED USERS

To become a Registered User with our website, there is a proper procedure defined by us so that they can easily log-in and log-out. An individual can become a registered user by filling an on-line registration form on the web site by giving desired information (name, contact information, details of its business, etc.). We will establish an account (“Account”) for the user(s) upon registration and assign a user alias (“User ID”) and password (“Password”) for log-in access to your Account. Web site may or may not assign a user upon registration a web-based email/message account with limited storage space to send or receive email/messages. Users will be responsible for the content of all the messages communicated through the Email Account, as well as the consequences of any such message.

By registering to the Transportsweb.com Website and providing your email/mobile number, you expressly agree to receive promotional content from Transportsweb.com, by mail/email or SMS, from time to time. If you provide Transportsweb.com with your phone number (at any stage of use of the Services), Transportsweb.com shall be entitled to call you or send you promotional SMS notices from time to time. If you wish not to receive such promotional content / notices, you may notify Transportsweb.com at any time.

If you register on the behalf of a business entity, you represent that business entity and

You have the authority to bind the entity to terms and condition of use and/or this Agreement.
The address you use when registering is the principal place of business of such business entity.
All other information submitted to Transportsweb.com during the registration process is true, accurate, current and complete. For purposes of this provision, a branch or representative office will not be considered a separate entity and its principal place of business will be deemed to be that of its head office.

SECURITY AND ACCOUNT RELATED INFORMATION

  1. While registering on the Website, the User will have to choose a password to access that User’s account and User shall be solely responsible for maintaining the confidentiality of both the password and the account as well as for all activities on the account. It is the duty of the User to notify Transportsweb.com immediately in writing of any unauthorized use of their password or account or any other breach of security. Transportsweb.com will not be liable for any loss that may be incurred by the User as a result of unauthorized use of the password or account, either with or without the User’s knowledge. The User shall not use anyone else’s account at any time.
  2. For logging-in or sign-up on the Website and/or mobile & web applications, the User has an option to voluntarily sign-up or login through a phone number verification tool integrated with a third-party partner of Transportsweb.com. For the avoidance of doubt, login or sign-up of the User via such SDK verification process will at all times be subject to the User giving its consent to Transportsweb.com for engaging the third-party partner. Under this login or sign-up option, no Personal Information or Data of the User will be shared by Transportsweb.com with the third-party partner.
  3. User understands that any information that is provided to this Website may be read or intercepted by others due to any breach of security at the User’s end.
  4. Transportsweb.com keeps all the data in relation to credit card, debit card, bank information etc. secured and in an encrypted form in compliance with the applicable laws and regulations. However, for cases of fraud detection, offering bookings on credit (finance) etc., Transportsweb.com may at times verify certain information of its Users like their credit score, as and when required.
  5. Additionally, Transportsweb.com may share your Personal Information in an anonymized and/ or aggregated form with a third party that Transportsweb.com may engage to perform certain tasks on its behalf or to fulfill the desired booking, including but not limited to payment processing, data hosting, data processing , credit score and assessing credit worthiness for offering bookings on credit in accordance with the applicable laws.
  6. Additionally, Transportsweb.com may share your Personal Information in an anonymized and/ or aggregated form with a third party that Transportsweb.com may engage to perform certain tasks on its behalf, including but not limited to payment processing, data hosting, data processing , credit score and assessing credit worthiness for offering bookings on credit in accordance with the applicable laws.
  7. Transportsweb.com adopts the best industry standard to secure the information as provided by the User. However, Transportsweb.com cannot guarantee that there will never be any security breach of its systems which may have an impact on User’s information too.
  8. The data of the User as available with Transportsweb.com may be shared with concerned law enforcement agencies for any lawful or investigation purpose without the consent of the User.

FEES AND PAYMENT

  1. In addition to the cost of booking as charged by the Service Providers, Transportsweb.com reserves the right to charge certain fees in the nature of convenience fees or service fees (i.e portal GST Extra as applicable) on the total Billing. Transportsweb.com further reserves the right to alter any and all fees from time to time. Any such additional fees, including fee towards any modifications thereof, will be displayed to the User before confirming the booking or collecting the payment from such User.
  2. In cases of short charging of the booking amount, taxes etc., owing to any technical error or other reason, Transportsweb.com shall reserve the right to deduct, charge or claim the balance amount from the User and the User shall pay such balance amount to Transportsweb.com. In cases where the short charge is claimed prior to the utilization of the booking, Transportsweb.com will be at liberty to cancel such bookings if the amount is not paid before the utilization date.
  3. Any increase in the price charged by Transportsweb.com on account of change in rate of taxes or imposition of new taxes, levies by Government shall have to be borne by the User. Such imposition of taxes, levies may be without prior notice and could also be retrospective but will always be as per applicable law.
  4. In the rare circumstance of a booking not getting confirmed for any reason whatsoever, Transportsweb.com will process the refund of the booking amount paid by the User and intimate the User about the same. The same is shown in the Refund Policy Agreement.The Transportsweb.com is not under any obligation to provide an alternate booking in lieu of or to compensate or replace the unconfirmed booking. All subsequent bookings will be treated as new transactions. Any applicable refund will be processed as per the defined policies of the service provider and Transportsweb.com as the case may be.
  5. The User shall be completely responsible for all charges, fees, taxes, and assessments arising out of the use of the service, as per the applicable laws
  6. The User agrees and understands that all payments shall only be made to bank accounts of Transportsweb.com. Transportsweb.com or its agents, representatives or employees shall never ask a customer to transfer money to any private account or to an account not held in the name of Transportsweb.com. The User agrees that if that user transfers any amount against any booking or transaction to any bank account that is not legitimately held by Transportsweb.com or to any personal account of any person, Transportsweb.com shall not be held liable for the same. User shall not hold any right to recover fromTransportsweb.com any amount which is transferred by the User to any third party.
  7. The User will not share his personal sensitive information like credit/debit card number, CVV, OTP, card expiry date, user IDs, passwords etc. with any person including the agents, employees or representatives of transportsweb.com. The User shall immediately inform Transportsweb.com if such details are demanded by any of its agents’ employees or representatives. Transportsweb.com shall not be liable for any loss that the User incurs for sharing the aforesaid details.
  8. Transportsweb.com provides various modes of making payments on the Website for transacting, like UPI, Credit/Debit Cards of various banks, Net Banking facility of all major banks, Transportsweb.com.
  9. Refunds, if any, on cancelled bookings will always be processed to the respective account or the banking instrument (credit card, debit card etc.) from which payment was made for that booking.
  10. Booking(s) made by the User through Transportsweb.com are subject to the applicable cancellation policy as set out on the booking page or as communicated to the customers in writing.

USAGE OF THE MOBILE NUMBER, COMMUNICATION DETAILS OF THE USER BY Transportsweb.com

  1. Transportsweb.com will send booking confirmation, itinerary information, cancellation, payment confirmation, refund status, schedule change or any such other information relevant for the transaction or booking made by the User, via Email, internet-based messaging applications like WhatsApp, voice call, e-mail or any other alternate communication detail provided by the User at the time of booking.
  2. Transportsweb.com may also contact the User through the modes mentioned above for any pending or failed bookings, to know the preference of the User for concluding the booking and also to help the User for the same.
  3. The User hereby unconditionally consents that such communications via SMS, internet-based messaging applications like WhatsApp, , email or any other mode by Transportsweb.com are upon the request and authorization of the User ‘transactional’ and not an ‘unsolicited commercial communication’ as per the guidelines of Telecom Regulation Authority of India (TRAI), and in compliance with the relevant guidelines of TRAI or such other authority in India and abroad.
  4. The User will indemnify Transportsweb.com against all types of losses and damages incurred by Transportsweb.com due to any action taken by TRAI, Access Providers (as per TRAI regulations) or any other authority due to any erroneous complaint raised by the User on Transportsweb.com with respect to the communications mentioned above or due to a wrong number or email id being provided by the User for any reason whatsoever.

INSURANCE

  1. Unless explicitly provided by Transportsweb.com in any specific service or deliverable, obtaining sufficient insurance coverage is the obligation of the User. In no case Transportsweb.com shall accept any claims arising out of such scenarios. It is advisable to the user to get the goods insured to avoid future conflict with the transportor or Transportsweb in future
  2. Insurance, if any provided as a part of the service or product by Transportsweb.com shall be as per the terms and conditions of the third-party insurance company. The User shall contact the insurance company directly for any claims or disputes. Transportsweb.com shall not be held liable in case of partial acceptance or denial of the claims by the insurance company.

COMPLIANCE OF LIBERALIZED REMITTANCE SCHEME (LRS)

  1. The RBI mandates collection of PAN details for all transactions made under Liberalized Remittance Scheme (LRS) which include any international booking made on the Website or through Sales Channels. The User warrants and confirms that PAN details of the User/traveler will be shared by the User on or before the cut-off date prescribed by Transportsweb.com either at the time of booking or after the booking is made. In case the traveler is a minor, Transportsweb.com will require PAN details of the parent/guardian of such minor. The User further confirms that non-compliance of this requirement may result in cancellation of the booking
  2. The User warrants and confirms that the total amount of foreign exchange purchased or remitted during the current financial year, through all sources in India (including the current transaction) falls within the permissible limit prescribed by the RBI. The User further confirms that foreign exchange, if any, purchased by User for the purpose of international travel under the current booking will be utilized for the purpose indicated above.
  3. The User authorizes Transportsweb.com to retrieve User’s/ traveler’s (in case booking on someone’s behalf) PAN details from Users profile, previous bookings or share User/traveller’s data with third party(ies) for collecting or verifying PAN details solely for the purposes mentioned in this Agreement.
  4. The User understands Transportsweb.com does not collect User’s PAN details without consent. If the User wishes to opt of providing the same or wishes to delete it if already provided, the User may do so by accessing the profile information through the Desktop

FORCE MAJEURE

  1. There can be exceptional circumstances where Transportsweb.com and / or the Service Providers may be unable to honor the confirmed bookings due to various reasons like act of God, labor unrest, insolvency, business exigencies, government decisions, terrorist activity, any operational and technical issues, route and flight cancellations etc. or any other reason beyond the control of Transportsweb.com. If Transportsweb.com has advance knowledge of any such situations where dishonor of bookings may happen, it will make its best efforts to provide similar alternative to the User or refund the booking amount after deducting applicable service charges, if supported and refunded by that respective service operators. The User agrees that Transportsweb.com being merely a facilitator of the services and products booked, cannot be held responsible for any such Force Majeure circumstance. The User has to contact the Service Provider directly for any further resolutions and refunds.
  2. The User agrees that in the event of non-confirmation of booking due to any technical reasons (like network downtime, disconnection with third party platforms such as payment gateways, banks etc.) or any other similar failures, Transportsweb.com’s obligation shall be limited refunding the booking amount, if any, received from the customer. Such refund shall completely discharge Transportsweb.com from all liabilities with respect to that transaction. Additional liabilities, if any, shall be borne by the User.
  3. In no event shall Transportsweb.com and be liable for any direct, indirect, punitive, incidental, special or consequential damages, and any other damages like damages for loss of use, data or profits, arising out of or in any way connected with the use or performance of the Website or any other Sales Channel.

RIGHT TO REFUSE

  1. Transportsweb.com at its sole discretion reserves the right to not accept any booking without assigning any reason thereof.
  2. Transportsweb.com will not provide any service or share confirmed booking details till such time the complete consideration is received from the User.
  3. In addition to other remedies and recourse available to Transportsweb.com under this User Agreement or under applicable law, Transportsweb.com may limit the User’s activity, warn other users of the User’s actions, immediately suspend or terminate the User’s registration, or refuse to provide the User with access to the Website if: 1. The User is in breach of this User Agreement; or
    2. Transportsweb.com is unable to verify or authenticate any information provided by the User; or
    3. Transportsweb.com believes that the User’s actions may infringe on any third-party rights or breach any applicable law or otherwise result in any liability for the User, other users of Transportsweb.com, or Transportsweb.com itself.
  4. Once a User has been suspended or terminated, such User shall not register or attempt to register with Transportsweb.com with different credentials, or use the Website in any manner whatsoever until such User is reinstated by Transportsweb.com. Transportsweb.com may at any time in its sole discretion reinstate suspended users.
  5. If a User breaches this User Agreement, Transportsweb.com reserves the right to recover any amounts due to be paid by the User to Transportsweb.com, and to take appropriate legal action as it deems necessary.
  6. The User shall not write or send any content to Transportsweb.com which is, or communicate with Transportsweb.com using language or content which is: abusive, threatening, offensive, defamatory, coercive, obscene, belligerent, glorifying violence, vulgar, sexually explicit, pornographic, illicit or otherwise objectionable; contrary to any applicable law; violates third parties’ intellectual property rights; a spam; or in breach of any other part of these terms and conditions of use.
  7. If the User violates any of the aforesaid terms, Transportsweb.com shall be at liberty to take appropriate legal action against the User.

RIGHT TO CANCEL

  1. The User expressly undertakes to provide Transportsweb.com with correct and valid information while making use of the Website under this User Agreement, and not to make any misrepresentation of facts. Any default on part of the User would disentitle the User from availing the services from Transportsweb.com.
  2. In case Transportsweb.com discovers or has reasons to believe at any time during or after receiving a request for services from the User that the request for services is either unauthorized or the information provided by the User or any of the travelers is not correct or that any fact has been misrepresented by that User, Transportsweb.com shall be entitled to appropriate legal remedies against the User, including cancellation of the bookings, without any prior intimation to the User. In such an event, Transportsweb.com shall not be responsible or liable for any loss or damage that may be caused to the User or any other person in the booking, as a consequence of such cancellation of booking or services.
  3. If any judicial, quasi-judicial, investigation agency, government authority approaches Transportsweb.com to cancel any booking, Transportsweb.com will cancel the same without approaching the concerned User whose booking has been cancelled.
  4. The User shall not hold Transportsweb.com responsible for any loss or damage arising out of measures taken by Transportsweb.com for safeguarding its own interest and that of its genuine customers. This would also include Transportsweb.com denying or cancelling any bookings on account of suspected fraud transactions.

FAKE CALLS AND OTHER SIMILAR PHISHING, SPAMMING OR FRAUDULENT ACTIVITIES

  1. Transportsweb.com’s employees or authorized representatives will never contact a User asking for his/ her credit or debit card number, expiry date, CVV, net banking login, passwords, OTP etc. nor will they ever request for a fund transfer to a personal or an individual bank account. Further, they will also not ask a User to install any third-party applications that enable them to view a User’s mobile or computer screen.
  2. Acting on any of these requests may make you a victim of fraud, and may potentially lead to loss of your valuable money or information.
  3. If you are ever asked for any of the aforesaid information, please report it immediately on Help @transportsweb.com

INDEMNIFICATION

  1. The User agrees to indemnify, defend and hold harmless Transportsweb.com, its affiliates and their respective officers, directors, lawful successors and assigns from and against any and all losses, liabilities, claims, damages, costs and expenses (including legal fees and disbursements in connection therewith and interest chargeable thereon) asserted against or incurred by such indemnified persons, that arise out of, result from, or may be payable by virtue of, any breach of any representation or warranty provided by the User, or non-performance of any covenant by the User.
  2. The User shall be solely liable for any breach of any country specific rules and regulations or general code of conduct and Transportsweb.com cannot be held responsible for the same.

UPI related terms & conditions

  1. Transportsweb.com acts as a Third Party Application Provider (TPAP) under UPI
  2. Transportsweb.com is a TPAP authorized by NPCI to facilitate payments through PSP Bank(s). For this purpose ICICI Bank shall act as the PSP. Transportsweb.com is a service provider and participates in UPI through the PSP Bank.
  3. Through the agreement entered into between Transportsweb.com, ICICI and NPCI, Transportsweb.com shall facilitate grievances, complaints and provide resolution to the customers using our UPI application.
  4. Transportsweb.com shall act as the first point of contact for all UPI related grievances/ complaints for its UPI customers. In the event the complaint or grievance remains unresolved, the User may escalate the issue to ICICI Bank, followed by the User’s bank (linked to the UPI account) and NPCI thereafter, in the same order. If the User is still dissatisfied, the User may approach the Banking Ombudsman and / or the Ombudsman for Digital Complaints, as the case may be.

FAQS

  1. What is NPCI?
    National Payments Corporation of India (NPCI) is an authorized payment system operator by RBI. NPCI owns and operates the UPI payment system.
  2. What is PSP bank?
    Payment Service Provider (PSP) is the banking company authorized to act as a service provider under the UPI framework. PSP engages the Third Party Application Provider (TPAP) to provide UPI services to the end-user customers.
  3. What is TPAPs?
    Third Party Application Provider (TPAP) is an entity that provides the UPI compliant app(s) to the end-user customers to facilitate UPI based payment transactions
  4. What is Customer’s Bank?
    The Bank where the end-user customer maintains his/her account that has been linked for the purpose of debiting/crediting the payment transactions made through UPI.
  5. Who is End User Customer?
    The end-user customer is the individual who uses UPI payment facility to send and receive payments.
  6. General Terms pertaining to the use of UPI
    >> Roles & Responsibilities of NPCI
    1. NPCI owns and operates the Unified Payments Interface (UPI) platform
    2. NPCI prescribes rules, regulations, guidelines, and the respective roles, responsibilities and liabilities of the participants, with respect to UPI. This also includes transaction processing and settlement, dispute management and clearing cut-offs for settlement
    3. NPCI approves the participation of Issuer Banks, PSP Banks, Third Party Application Providers (TPAP) and Prepaid Payment Instrument issuers (PPIs) in UPI
    4. NPCI provides a safe, secure and efficient UPI system and network
    5. NPCI provides online transaction routing, processing and settlement services to members participating in UPI
    6. NPCI can, either directly or through a third party, conduct audit on UPI participants and call for data, information and records, in relation to their participation in UPI
    7. NPCI provides the banks participating in UPI access to system where they can download reports, raise chargebacks, update the status of UPI transactions etc.
    >> Roles & responsibilities of PSP Bank
  1. PSP Bank is a member of UPI and connects to the UPI platform for availing UPI payment facility and providing the same to the TPAP which in turn enables the end-user customers / merchants to make and accept UPI payments
  2. PSP Bank, either through its own app or TPAP’s app, on-boards and registers the end-user customers on UPI and links their bank accounts to their respective UPI ID.
  3. PSP Bank is responsible for authentication of the end-user customer at the time of registration of such customer, either through its own app or TPAP’s app
  4. PSP Bank engages and on-boards the TPAPs to make the TPAP’s UPI app available to the end-user customers
  5. PSP Bank has to ensure that TPAP and its systems are adequately secure to function on UPI platform
  6. PSP Bank is responsible to ensure that UPI app and systems of TPAP are audited to safeguard security and integrity of the data and information of the end-user customer including UPI transaction data as well as UPI app security
  7. PSP Bank has to store all the payments data including UPI Transaction Data collected for the purpose of facilitating UPI transactions, only in India
  8. PSP Bank is responsible to give all UPI customers an option to choose any bank account from the list of Banks available on UPI platform for linking with the customer’s UPI ID.
  9. PSP Bank is responsible to put in place a grievance redressal mechanism for resolving complaints and disputes raised by the end-user customer
    >>Roles & responsibilities of TPAP
  1. TPAP is a service provider and participates in UPI through PSP Bank
  2. TPAP is responsible to comply with all the requirements prescribed by PSP Bank and NPCI in relation to TPAP’s participation in UPI
  3. TPAP is responsible to ensure that its systems are adequately secure to function on the UPI platform
  4. TPAP is responsible to comply with all applicable laws, rules, regulations and guidelines etc. prescribed by any statutory or regulatory authority in relation to UPI and TPAP’s participation on the UPI platform including all circulars and guidelines issued by NPCI in this regard
  5. TPAP has to store all the payments data including UPI Transaction Data collected by TPAP for the purpose of facilitating UPI transactions, only in India
  6. TPAP is responsible to facilitate RBI, NPCI and other agencies nominated by RBI/ NPCI, to access the data, information, systems of TPAP related to UPI and carry out audits of TPAP, as and when required by RBI and NPCI
  7. TPAP shall facilitate the end-user customer with an option to raise grievance through the TPAP’s grievance redressal facility made available through TPAP’s UPI app or website and such other channels as may be deemed appropriate by the TPAP like email, messaging platform, IVR etc.
  8. End-user customer can select the relevant UPI transaction and raise a complaint in relation thereto
  9. A complaint shall be first raised with the relevant TPAP in respect to all UPI related grievances / complaints of the end-user customers on-boarded by the PSP Bank / TPAP (if the UPI transaction is made through TPAP app). In case the complaint / grievance remains unresolved, the next level for escalation will be the PSP Bank, followed by the bank (where the end-user customer maintains its account) and NPCI, in the same order. After exercising these options, the end-user customer can approach the Banking Ombudsman and / or the Ombudsman for Digital Complaints, as the case may be.
  10. The complaint can be raised for both the types of transactions i.e. fund transfer and merchant transactions
  11. The end-user customer shall be kept communicated by the PSP / TPAP by means of updating the status of such end-user customer’s complaint on the relevant app itself.

TRIP MONEY

  1. SEVERABILITY: If any provision of this User Agreement is determined to be invalid or unenforceable in whole or in part, such invalidity or unenforceability shall attach only to such provision or part of such provision and the remaining part of such provision and all other provisions of this User Agreement shall continue to be in full force and effect.
  2. Any User who inquires about or purchases any product through or avails any service of TRIPMONEY through TRANSPORTSWEB.COM’s platform, is bound by the terms of this User Agreement in addition to the User Agreement, Privacy Policy or any other terms & conditions available on TRIPMONEY’s platform.

MISCLLEANEOUS

  1. SEVERABILITY: If any provision of this User Agreement is determined to be invalid or unenforceable in whole or in part, such invalidity or unenforceability shall attach only to such provision or part of such provision and the remaining part of such provision and all other provisions of this User Agreement shall continue to be in full force and effect.
  2. JURISDICTION: This Agreement is subject to interpretation as per the laws of India, and the parties shall refer any unresolved disputes to the exclusive jurisdiction of courts in Punjab & Haryana High Court.
  3. AMENDMENT TO THE USER AGREEMENT: Transportsweb.com reserves the right to change the User Agreement from time to time. The User is responsible for regularly reviewing the User Agreement.
  4. CONFIDENTIALITY: Any information which is specifically mentioned by Transportsweb.com as confidential shall be maintained confidentially by the User and shall not be disclosed unless as required by law or to serve the purpose of this User Agreement and the obligations of both the parties herein.
  5. FEEDBACK FROM CUSTOMER: Transportsweb.com would like to know the feedback of the Users for improving its services. The User hereby authorizes Transportsweb.com to contact the User for their feedback on various services offered by Transportsweb.com. Such feedback may be collected through emails, telephone calls, SMS or any other medium from time to time. In case the User chooses not to be contacted, such User shall write to Transportsweb.com for specific exclusion at privacy@go-mmt.com.
  6. PRIVACY POLICY: User shall also refer to Transportsweb.com’s Privacy Policy available on Transportsweb.com’s website which governs use of the Websites. By using the Website, User agrees to the terms of the Privacy Policy and accordingly consents to the use of the User’s personal information by Transportsweb.com and its affiliates in accordance with the terms of the Privacy Policy.
  7. GRIEVANCE REDRESSAL: Transportsweb.com strongly believes in resolving the issues raised by the User(s). In the event if user feels that it’s concern has not been resolved to it’s satisfaction, User may contact our grievance officer, who shall endeavour to redress the concern within 30 working days from the date of escalation. To reach the grievance officer please use this link to submit the details. User(s) are advised to escalate to the grievance officer only when they have already raised their complaint which has not been resolved to their satisfaction, or their concern has not been resolved within 30 working days from the date of ticket generation.
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